number four is long beach california an oakland california is next. and number two is seattle. a lot of smart forms there. and the number one hotspot for smartphone that is philadelphia. that is a shocker. across the country about 30 million phones stolen, lost or stolen and the most likely place is a fast food restaurant or grocery store. coming up next, the market has taken quite a hit over the last few days. you will have gerri: here is something that you may be wondering about. the dow has fallen nearly 5% and as a rest, retirement accounts are taking a big hit. chad parks joins me now. he is the ceo of the online 401k. welcome back to the show. shell. peop were just getting ready or maybe they had just put their toe back into the market. finally they are getting back in. what happens? is this going to kill investor confidence all over again? >> in mind. they can't just blindly follow the herd. they really need to pay attention to their own account and pay attention to what they are invested in. they really need to pay attention to what is their magic number. what rate of r